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Atlanta Georgia Elder Care And Special Needs Planning Blog

Those on Medicaid may see changes after recent legislation

Anyone who is covered by Medicaid knows that this is as important of a government-run program as any other in existence. People who have limited assets and financial means are provided all-important healthcare by this program. And now, according to a recent report, those who are on Medicaid may be receiving even more benefits due to a change in legislation.

According to the report, bipartisan legislation that was recently passed by Congress is focused on providing more treatment options for those who are on Medicaid and who have substance abuse issues. Now, with the legislation expected to be signed into law by President Trump, those on Medicaid will be able to seek treatment at facilities that specifically focus on the treatment of substance abuse disorders. It abolishes a previous restriction on Medicaid law, and will be in effect for a four-year period of time, from 2019 to 2023.

Going step-by-step through the Medicaid process

Many of our readers have probably heard of Medicaid, as thousands of Georgia residents are covered by this federal program that is administered through the states. But, some people may have questions about the process of enrolling in Medicaid, a process which can, admittedly, be somewhat complex at times.

For starters, it is important to understand that no other entity provides health insurance to more people in America than Medicaid. It is a massive program. However, there are certain eligibility restrictions for an individual to enroll in this program, based mostly on age and where or not the person has disabilities. At its core, Medicaid is designed to help the most vulnerable people in our country, which would be the very young, the elderly and those who suffer from disabilities.

The basics: Apply for Medicaid in your state

If your loved one needs to enter a nursing home or receive care in their own home, you may want to see if they qualify for Medicaid. Medicaid can help provide you with low-cost or free care, which is helpful in offsetting the expenses related to long-term care in the elderly or low-income individuals.

Medicaid is available to a number of people including low-income individuals, the elderly, children, families, people with disabilities and pregnant women. Medicaid is easy to apply for thanks to the design of the Health Insurance Marketplace.

Special needs planning can involve multiple issues

Parents in Georgia who are attempting to make plans for their children who have special needs can run into a variety of obstacles, as there are multiple issues that may need to be addressed in said plans. However, regardless of the obstacles, these parents know that they must do right by their children and accomplish their goals.

For starters, most of these parents, and even sometimes siblings who are caring for another sibling who has special needs, know that those individuals will not be able to take care of themselves. As a result, one of the issues that might need to be addressed is naming a guardian for the special needs individual. By doing so, family members can make sure that the individual has someone to see to their financial and medical needs.

Do you know the basics about Medicaid?

Many of our readers in Atlanta probably know someone, a friend or family member, who is covered by Medicaid for their medical expenses. However, some people don't know much else about this government-run program. Do you know the basics about Medicaid?

Well, for starters, it is important to understand that Medicaid is a health insurance program for Americans who have a low income. As our readers can guess, that means that there are financial eligibility requirements in order to qualify to be covered by Medicaid. But, unlike some other federal government programs, like Social Security Disability or Supplemental Security Income benefits, Medicaid is a program that is administered by each individual state. Thus, each state can set their own financial requirements to qualify for Medicaid coverage.

Determine if a special needs trust is right for you

Our society today is doing more than ever before to attempt to make sure that people with special needs are taken care of. From a government standpoint, disabled individuals may be able to receive Social Security Disability benefits or Supplemental Security Income. However, in some cases, those sources of income are not enough. Many people in Georgia who have family members who have physical or medical disabilities oftentimes want to look into the benefits of a special needs trust.

All types of trusts can be complicated, and special needs trusts are no exception. Anyone who is interested in potentially establishing one of these types of trusts will need to determine if it is the right option.

What is your nursing home care and Medicaid plan?

"Failing to plan is planning to fail" - this is a common phrase that many of our readers in Georgia have likely heard before. While we all do our best to make plans and follow through with them when it comes to important aspects of our lives, sometimes we overlook areas that may be more important than we think. For instance, what is your nursing home care and Medicaid plan, should the need for these services arise?

Well, for most people, the answer is probably "I don't have a plan." And, many of our readers will likely think, "Why should I?" After all, no one expects to be in a position in which extended, long-term care is needed in a nursing home or other assisted-care facility. However, the need for such a plan may be more pressing than many people realize.

4 signs that it's time to choose a nursing home

Over 15 million people in the United States spend time caring for a loved one suffering from Alzheimer's disease or dementia. For many of these people, the burden of providing care becomes too much and takes a high toll financially, physically and even mentally. If you have an elderly parent that you can no longer care for, then it might be time to consider moving your loved one into an assisted living or nursing facility.

Making the decision to move a loved one into a nursing home is never easy. Here are signs that you should look for that indicate it is time to make the decision.

What should I know before signing up for Medicaid benefits?

Medicaid is a program that helps many people in Atlanta and across the country. It is a program that pays medical bills for low-income persons who meet its eligibility requirements. Many people over the age of 65 are eligible for Medicaid benefits. Many people with special needs also are eligible for Medicaid benefits. In Georgia, Medicaid is administered by the Georgia Department of Community Health. Medicaid pays medical bills with federal and state tax money.

While people over the age of 65 are eligible for Medicare, they may also be eligible for Medicaid. If they are eligible, Medicaid will cover Medicare premiums, co-payments and deductibles. The state of Georgia can seek reimbursement from people 55 or older. This is called "estate recovery," and it can involve measures such as placing a lien on the beneficiary's home.

Long term planning for a child with special needs

As the parent of a child with special needs, your long-term goals may need more careful, thoughtful planning. You have to think past your own lifetime and consider the wellbeing of your child even once you’re no longer around to provide.

The care and safety of your child can’t fall to just anyone when you’re gone. Parents in Georgia can utilize a number of resources to ensure a special needs child receives thoughtful, effective care throughout their lifetime. Consider these primary options in your long-term planning.

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