Many Georgia residents require medical care that they cannot fully pay for. Medicaid was created to help low income people obtain proper medical care, but if a person's income is above the Medicaid limit, they are not eligible for the federal benefits. Georgia has created a legal device called a Qualified Income Trust that helps these individuals become eligible for Nursing Facility, Hospice and Home and Community Based Services and Medicaid.
Many people in Georgia are unable to care for themselves. Some have been disabled since their youth, others have been disabled by an accident or disease and still others are incapacitated by infirmities of old age, such as Alzheimer's disease or dementia. Despite a person's incapacity, that person may have legal or financial obligations. Managing these relationships can place a heavy burden on family members or friends, and Georgia has created two types of relationships that allow another person to care for or make decisions for a person who is unable to do so: guardianships and conservatorships.
Planning for the future is something we have been taught to do since we were children. Plan for college. Plan for a career. Plan for your family. Plan for retirement. The plan we concentrate least on is the one for after retirement: The future that requires long-term care possibly in a nursing facility.