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Planning and paying for elder care in Georgia

As Georgians age, one of their most pressing concerns is paying for their daily care. The state and federal governments have several programs that provide these services at reduced costs. Understanding the fundamental aspects of these plans can assist people in planning for themselves or their parents. The summary that follows is intended to provide an overview of some of the more important options. Expert assistance may be required to make a final choice.

The plans fall into three categories: assisted living, home care, and adult day care. The average cost of assisted living in Georgia is about $2,820, or approximately 20% lower than the national average. If memory care is necessary, the monthly cost will increase by about $870. Home care costs about $18.75/hour. Adult day care can cost about $63/day. Lower rates may be available in different parts of the state. Unhappily, some rural areas of the state do not have adult day care programs.

People with lower income may qualify for Medicaid payments for one or more of these programs. The state also issues Medicaid waivers, which allow Medicaid recipients to remain at home while receiving care equivalent to nursing home care. The Community Care Services Program allows participants to receive various medical and non-medical support that helps them live independently. The financial status of the recipient will affect their eligibility for these programs.

The great number of elder care programs in Georgia makes choosing the right one a daunting task. The assistance of an experienced elder care lawyer can provide valuable assistance in sorting through the various options and making the right choice from the nursing home and Medicaid planning options.

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